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Your Goals, Within Reach.

Stop just dreaming about your goals and start building towards them. The Luma Haven Mark high-yield savings account provides powerful, automated tools to help you save faster and smarter.

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A person enjoying a beautiful travel destination, representing a savings goal achieved

Put Your Money to Work

We've built a savings experience that actively helps you grow your wealth.

High-Yield APY

Earn a competitive interest rate that's consistently higher than the national average. Get paid monthly.

Automated Savings

Set it and forget it. Use Round-Ups and recurring transfers to build your savings without lifting a finger.

Savings Pockets

Organize your savings into multiple "Pockets" for different goals like a vacation, a new car, or an emergency fund.

No Fees. No Minimums.

Your money should work for you, not the other way around. Enjoy fee-free savings with no minimum balance required.

Luma Haven Mark app showing multiple savings goals like 'Vacation Fund' and 'New Car'

Supercharge Your Goals.

Go beyond just putting money aside. Luma Haven Mark gives you a high-yield interest rate and the smart tools you need to organize, track, and achieve your financial goals faster than ever.

  • Earn More on Every Dollar

    With a competitive APY that’s consistently higher than the national average, your money is always working for you, building your future even while you sleep.

  • Track Every Goal with Pockets

    Use our 'Savings Pockets' feature to create dedicated sub-accounts for all your goals. Visually track your progress and stay motivated on your journey.

Your Questions, Answered

Our Annual Percentage Yield (APY) is variable and based on market conditions. We are committed to always offering a highly competitive rate, typically many times higher than the national average. For the most current rate, please check the Luma Haven Mark app.

Your security is our top priority. Luma Haven Mark is a financial technology company, and our banking services are provided by an FDIC-insured partner bank. This means your deposits are insured up to the standard maximum of $250,000.

We provide flexibility for you to access your money when you need it. You can make unlimited instant transfers between your Luma Haven Mark savings and checking accounts. For the most detailed information, please refer to our account terms and conditions.

Start Growing Your Future, Today.

It takes just a few minutes to open your Luma Haven Mark account and start earning more with our high-yield savings. Your future self will thank you.

Open Your Account for Free